1232 Blue Ridge Blvd, Hoover, AL 35226

Elder Law

Tuesday, December 19, 2017

Medicaid and Nursing Home Assisance


When should I apply for Medicaid? 

Alabama provides multiple forms of assistance for the elderly and disabled through the Alabama Medicaid Agency. If you are elderly or disabled, you may be wondering


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Monday, December 18, 2017

Nursing Home Roadmap


Medicaid Roadmap

 

Someone once said that “We are all pilgrims on the same journey but some pilgrims have better road maps.”

 

Many adult daughters (and a few adult sons) are faced with the challenges of becoming caregivers for their mothers and fathers. About age 50 or so, they begin to realize that mom and/or dad is not as healthy as he or she once was. This raises all sorts of questions, including:

 

Who will take care of them as they need more care?

 

Can they stay at home? If so, for how long?

 

Where can they go if they can’t stay at home?

 

How much does it cost to hire caregivers to come to them?

 

Is that covered by insurance?

 

What is the difference between an independent living community, an assisted-living community, a memory-care facility and a nursing home?

 

Are any of those expenses covered by insurance?

 

Medicare- what exactly is it? Do they have it? What does it cover?

 

TriCare for Life- ditto

 

VA benefits- are they eligible? If not, can they become eligible?

 

How much money do mom and dad have in savings?

 

Do they have long-term care insurance?

 

 

Are mom and dad keeping their bills current?

 

Do they have basic estate planning in place and where is it?

 

Is it too late to see about protecting their life savings from the overwhelming costs of nursing home care?

 

These are common questions that the 50 year-old daughter must answer in order to be an effective caregiver. This is where a roadmap comes in handy.


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Sunday, November 19, 2017

Protecting Your Loved One With Dementia


What legal documents can help to protect my relative with dementia?

It is estimated by the World Health Organization (WHO) that over 47 million people across the United States suffer from dementia, with nearly 10 million people being diagnosed each year.  Alzheimer’s disease is the most common cause of dementia nationwide.  As your grandparents and parents age, the risk of dementia increases drastically.  If your loved one is already showing signs of dementia or is at risk of Alzheimer’s disease, it is important that you take the time to fill out some important paperwork that could offer much needed legal protection for your Read more . . .


Saturday, November 11, 2017

Should I Apply for Medicaid Through My Nursing Home?


Alabama has three primary Medicaid programs for those with disabilities and the elderly. One of these programs, called Institutional Medicaid, pays for care in nursing homes, hospitals and ICF-IID facilities (Intermediate Care Facilities for Individuals with Intellectual Disability) for Alabama residents who qualify. You might wonder


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Thursday, November 9, 2017

Do More People Die During the Holidays?


Apparently more people die during the holiday season than at any other time in the year! You read that right! Here is the article:

 

http://www.cnn.com/2013/12/23/health/christmas-death-rate/index.html

 

Making your estate plans prior to the holidays make sense. Call us to learn how reasonable the fees are for this sort of planning.
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Tuesday, October 17, 2017

Common Medicaid Application Misconceptions


What information will I need to include in my Medicaid application?

Medicaid is a federal-state health insurance program that provides health coverage for over 72.5 million low income children, adults, seniors, and people with disabilities across America. While Medicaid can be a wonderful program for the uninsured or elderly, there are many misconceptions that exist about the program and application process.  OurRead more . . .


Saturday, September 23, 2017

How To Apply for Medicaid


What are the requirements to qualify for Medicaid?

Medicaid is a state administered program aimed to assist low income individuals in Alabama.  Medicaid provides health or nursing home coverage for qualifying people, including children, pregnant women, those with disabilities, and the elderly.  Medicaid is not the same as Medicare.  Though both programs provide health care coverage, Medicare is a federal program that offers health coverage to those 65 and older, no matter your income.  To learn more about applying for Medicaid in Alabama, continue reading below and contact our Read more . . .


Thursday, August 31, 2017

Medicaid assumptions


HAVE YOU BEEN TOLD TO “SPEND-DOWN” ASSETS BEFORE BEING ABLE TO APPLY FOR MEDICAID?

 

HAVE YOU BEEN DENIED MEDICAID?

 

DO YOU HAVE A LOVED ONE IN AN ASSISTED-LIVING FACILITY?

 

ARE YOU CONCERNED ABOUT LOSING YOUR HOME WHEN YOUR LOVED ONE BECOMES ELIGIBLE FOR MEDICAID?

 

ARE YOU GETTING CONFLICTING INFORMATION ABOUT THE MEDICAID PROCESS?

 

 

Face it- understanding the rules and exceptions for qualifying for nursing-home benefits under the Medicaid program is not easy. Many people are denied these benefits each year, not because they don’t need the benefit but because they make mistakes on their application! You don’t need to be one of these people!

 

Our firm has been instrumental in helping many clients qualify for Medicaid benefits!

 

We will consult with you, complete your Medicaid application and see it through to completion. We will handle the inevitable “requests for information” that Medicaid issues to applicants. We will “go to bat” for you and your family if Medicaid denies your application.

 

“Do I have to spend-down my parents (or spouse’s) assets before being eligible?”

There are many exceptions to having to spend-down a person’s assets to only $2,000.
Read more . . .


Sunday, August 20, 2017

Protect Your Adult Child With These Critical Steps

How can I continue to assist my child once he or she turns 18?

No matter how old our children get, we will always be parents.  As such, we will always strive to protect them.  If your child is approaching the age of 18, there are steps you can take to ensure you are in the position to protect your adult child should he or she become seriously ill.   Our Birmingham, Alabama elder law lawyers discuss three vital steps you can take if your child will soon become a legal adult.


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Monday, August 14, 2017

Protecting Your Parents From Predatory Housing Schemes


Elder financial abuse is a growing problem. Predatory housing schemes are a common form of financial exploitation against older Americans. One of the best steps you can take in


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Monday, July 24, 2017

Qualifying for Medicaid

Here is an excellent article on the process that families have to face when considering a Medicaid application:

 

https://www.nytimes.com/2017/07/21/your-money/estate-planning/the-ethics-of-adjusting-your-assets-to-qualify-for-medicaid.html?smprod=nytcore-ipad&smid=nytcore-ipad-share

 


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