1232 Blue Ridge Blvd, Hoover, AL 35226

Veteran's benefits

Wednesday, June 14, 2017

Elder Abuse Prevention Toolkit!

http://www.alabamaageline.gov/assets/eaptoolkit.pdf

 

Here is the toolkit that Alabama's DHR has on their website. Very useful information!


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Friday, October 14, 2016

Medicaid Roadmap- What is it?



 

Someone once said that “We are all pilgrims on the same journey but some pilgrims have better road maps.”

 

Many adult daughters (and a few adult sons) are faced with the challenges of becoming caregivers for their mothers and fathers. About age 50 or so, they begin to realize that mom and/or dad is not as healthy as he or she once was. This raises all sorts of questions, including:

 

Who will take care of them as they need more care?

 

Can they stay at home? If so, for how long?

 

Where can they go if they can’t stay at home?

 

How much does it cost to hire caregivers to come to them?

 

Is that covered by insurance?

 

What is the difference between an independent living community, an assisted-living community, a memory-care facility and a nursing home?

 

Are any of those expenses covered by insurance?

 

Medicare- what exactly is it? Do they have it? What does it cover?

 

TriCare for Life- ditto

 

VA benefits- are they eligible? If not, can they become eligible?

 

How much money do mom and dad have in savings?

 

Do they have long-term care insurance?

 

 

Are mom and dad keeping their bills current?

 

Do they have basic estate planning in place and where is it?

 

Is it too late to see about protecting their life savings from the overwhelming costs of nursing home care?

 

These are common questions that the 50 year-old daughter must answer in order to be an effective caregiver. This is where a roadmap comes in handy.
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Thursday, October 13, 2016

Ignorance is NOT Bliss!


Whoever said that ignorance was bliss was ignorant, at least as it applies to seniors and their care.

 

We are entering the time of year when families spend a lot of time together, possibly more time than they have since the previous year. Adult children will be visiting with their parents and in-laws over the various holidays from now until the Super Bowl. This will give the adult children time to watch Mom and Dad closely. It will give them time to examine their living arrangements and the condition of their homes.
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Monday, October 3, 2016

You Mean I can deduct Mom or Dad's medical expenses? How?


The expenses related to home healthcare and assisted living may be tax-deductible if they exceed 7.5% of adjusted gross income and the following conditions are met.

 

According to Internal Revenue Code 7702B, a chronically ill person is defined as someone that meets either of the following descriptions:

 

1. He or she is unable to perform at least two activities of daily living (ADLs) without substantial assistance from another individual for at least 90 days due to a loss of functional capacity. (Activities of daily living are eating, toileting transferring, bathing, dressing and incontinence.
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Thursday, August 4, 2016

Veteran's Benefits- What You Need To Know!


As an accredited attorney for the US Veteran's Administration, I work with many veterans and families to assist in obtaining a wide variety of VA benefits. While there are well over 10,000 attorneys in the state of Alabama, only a couple of hundred or so have been accredited with the VA, so before you walk away from a veteran's benefit, be sure that whoever is advising you knows what they are talking about.

 While the VA offers a wide range of medical and healthcare benefits, burial benefits and of course, educational and home loan benefits, the one that seems to get the most attention is the one people call "Aid and Attendance" , sometimes called "Aid and Assistance" but never called by its real name, the "Improved Pension Benefit". Whatever you call it, this benefit will pay an eligible married veteran up to $2,120 per month in tax-free installments that are direct-deposited to his checking account. For unmarried vets the monthly installment is $1,788.
Read more . . .


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