The application process for VA benefits like Aid & Attendance or VA Pension can overwhelm veterans and their families. Most applications aren’t rejected because the applicant is ineligible, but because of application mistakes that could easily be avoided. Knowing these common mistakes can help families submit stronger applications and avoid needless delays.
Incomplete or Missing Documentation
Lost paperwork is one of the most common reasons for applications getting denied. The VA will require certain documents, such as proof of military service (DD-214), medical evidence, income and asset information, and proof of unreimbursed medical expenses. If a document is missing or incomplete, the VA can reject the claim or request more information, which can add months to the process.
Don’t wait for the VA to just ask for any missing documents. Families should put together a checklist of required documents before submitting an application.
Income and Asset Limits Not Properly Explained
VA Pension and Aid & Attendance benefits are need-based. Income and net worth are limited. Some common mistakes include failing to document unreimbursed medical expenses properly, which can be deducted from income to help an applicant qualify.
Families may think they make too much money to qualify, but often medical and care-related expenses can bring their countable income below the limit. Having someone who knows VA benefits and rules and can help with the process means veterans and their families can be sure they’re getting all the deductions they qualify for.
Medical Evidence That Doesn’t Clearly Support the Claim
For the Aid & Attendance benefit specifically, the VA requires medical evidence that the veteran or surviving spouse needs assistance with activities of daily living such as bathing, dressing, or managing medications. But a note from a general doctor is often not enough. The VA looks for language specific to the claimant’s functional limitations.
Families should have the treating physician fill out the VA’s own examination form, which is designed to gather the information the VA needs to make a decision.
Mistakes in the Application Itself
Simple mistakes—like a wrong date, a missing signature, or inconsistent information between forms—can cause delays or denials. VA benefits applications require completing many forms, and small clerical errors happen more often than most families expect. Carefully checking every form before you submit it, and having another person review the documents, can catch these errors early.
Not Considering the 3-Year Look-Back Period
VA has required a three-year look-back period on asset transfers since 2018. If an applicant gave away or sold assets for less than fair value during this window, a penalty period could deny benefits. Families often are unaware of this rule until after the fact. This problem can be avoided by planning ahead, preferably before any assets are transferred.
VA benefits and rules are detailed and updated frequently, so many families find it helpful to talk to an elder law attorney before applying. An attorney familiar with VA benefits can review financial and medical paperwork, identify potential problems, and help complete the application correctly the first time.
If you or a loved one needs assistance with VA Benefits in Centerpoint, AL, contact The Alabama Elder Care Law Firm, LLC, today at (205) 390-0101
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