This article is designed not to give you answers but to raise the questions that you and your spouse need to wrestle with as you begin this new phase of your lives together in retirement. Retirement– You are teetering on the brink (or have recently stepped off into retirement) You have been planning for it…
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The majority of Americans don’t have a Will, but you may be one of those people who know the value of sound planning and have a Will. Congratulations! For the rest of us, though, keep reading! Some people consult a local attorney who can make specific recommendations and who knows the local law regarding probate…
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My Mom is acting CRAZY! Imagine this scenario: Your mother, who is 80 years old and a widow, has suddenly started spending money recklessly. She is paranoid of you and your efforts to rein in her behavior. She is not taking the medicine that her doctor has prescribed, or she won’t go to the doctor…
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While often overlooked in favor of wills, beneficiary designations on retirement accounts and life insurance policies are powerful asset protection tools that bypass the public probate process and protect funds from creditors, making it crucial to keep them updated to reflect current wishes.
Tis the season for gift-giving! One of a parent’s (or grandparent’s) greatest sources of pleasure is to make a gift to a child or grandchild. Whether the gifts are holiday gifts or wedding or birthday gifts, “helping out” is something seniors take great pride in. Even if their world is growing smaller due to health…
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As the year comes to a close, we want to take a moment to say thank you. Your trust, referrals, and continued support have allowed us to serve more families across Alabama with guidance, protection, and peace of mind as they plan for the future. We are grateful to be part of your community and…
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Many of you have children coming home from college within a month or so. Under the eyes of the law, at least, they are ADULTS. Regardless of how they behave or even if you are still paying all the bills, the law at least considers them to be fully capable of making their own decisions.…
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To prevent future confusion and ensure their current wishes are honored, seniors must recognize the red flags indicating an outdated estate plan, such as major life events, changes in relationships, significant financial shifts, or the simple passage of time.
It’s the most wonderful time of the year With the kids jingle belling And everyone telling you be of good cheer It’s the most wonderful time of the year Andy Williams was right! It is the most wonderful time of the year, but it is also something else- it is the most dangerous time of…
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“Situational awareness” is the term used by Navy Seals and others to describe being tuned in to your surroundings, especially potential threats to your person. People who are “situationally aware” don’t get ambushed nearly as often as those who aren’t paying attention, at least so the theory goes. You will most likely be spending a…
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